{"id":1911,"date":"2025-12-27T15:53:42","date_gmt":"2025-12-27T12:53:42","guid":{"rendered":"https:\/\/alsalambank.com\/?page_id=1911"},"modified":"2026-01-27T13:56:36","modified_gmt":"2026-01-27T10:56:36","slug":"treasury-overview","status":"publish","type":"page","link":"https:\/\/www.alsalambank.com\/en\/treasury-overview\/","title":{"rendered":"Treasury Overview"},"content":{"rendered":"\n  <div class=\"banner has-hover\" id=\"banner-1007752677\">\n          <div class=\"banner-inner fill\">\n        <div class=\"banner-bg fill\" >\n            <img loading=\"lazy\" decoding=\"async\" width=\"2031\" height=\"513\" src=\"https:\/\/www.alsalambank.com\/wp-content\/uploads\/2025\/12\/Treasury-overview-.jpg\" class=\"bg attachment-original size-original\" alt=\"\" \/>                                    \n                    <\/div>\n\t\t\n        <div class=\"banner-layers container\">\n            <div class=\"fill banner-link\"><\/div>            \n   <div id=\"text-box-772064611\" class=\"text-box banner-layer x50 md-x50 lg-x50 y50 md-y50 lg-y50 res-text\">\n                                <div class=\"text-box-content text dark\">\n              \n              <div class=\"text-inner text-center\">\n                  \n              <\/div>\n           <\/div>\n                            \n<style>\n#text-box-772064611 {\n  width: 60%;\n}\n#text-box-772064611 .text-box-content {\n  font-size: 100%;\n}\n@media (min-width:550px) {\n  #text-box-772064611 {\n    width: 60%;\n  }\n}\n<\/style>\n    <\/div>\n \n        <\/div>\n      <\/div>\n\n            \n<style>\n#banner-1007752677 {\n  padding-top: 200px;\n  background-color: rgb(255,255,255);\n}\n#banner-1007752677 .banner-bg img {\n  object-position: 66% 45%;\n}\n@media (min-width:550px) {\n  #banner-1007752677 {\n    padding-top: 437px;\n  }\n}\n<\/style>\n  <\/div>\n\n\n\n\t<section class=\"section\" id=\"section_1253835514\">\n\t\t<div class=\"section-bg fill\" >\n\t\t\t\t\t\t\t\t\t\n\t\t\t\n\t<div class=\"is-border\"\n\t\tstyle=\"border-width:0px 0px 1px 0px;\">\n\t<\/div>\n\n\t\t<\/div>\n\n\t\t\n\n\t\t<div class=\"section-content relative\">\n\t\t\t\n<div class=\"row\"  id=\"row-308935687\">\n\n  <div id=\"col-1317909214\" class=\"col mb-0 pb-0 small-12 large-12\"  >\n        <div class=\"col-inner\"    >\n      \n      \n<div class=\"ux-breadcrumb-advanced-wrapper visible text-left\" style=\"font-size: 100%; padding: 0px 0px 0px 0px; --breadcrumb-separator: \"\/\";\">\n    <nav aria-label=\"breadcrumb\">\n        <ol class=\"breadcrumb breadcrumb-nav style-simple\">\n                                            <li class=\"breadcrumb-item\"                     style=\"margin-right: 10px; text-transform: uppercase;\">\n                                            <a href=\"https:\/\/www.alsalambank.com\/en\/\"><i class=\"icon-home\"><\/i> <span>Home<\/span><\/a>\n                                    <\/li>\n                    <\/ol>\n    <\/nav>\n<\/div>\n\n    <\/div>\n          <\/div>\n\n  \n<\/div>\n\t\t<\/div>\n\n\t\t\n<style>\n#section_1253835514 {\n  padding-top: 0px;\n  padding-bottom: 0px;\n  min-height: 60px;\n}\n<\/style>\n\t<\/section>\n\t\n\n\t<section class=\"section\" id=\"section_1926199561\">\n\t\t<div class=\"section-bg fill\" >\n\t\t\t\t\t\t\t\t\t\n\t\t\t\n\n\t\t<\/div>\n\n\t\t\n\n\t\t<div class=\"section-content relative\">\n\t\t\t\n\t<div id=\"gap-1427840140\" class=\"gap-element clearfix\" style=\"display:block; height:auto;\">\n\t\t\n<style>\n#gap-1427840140 {\n  padding-top: 20px;\n}\n<\/style>\n\t<\/div>\n\t\n<div class=\"row\"  id=\"row-1373411804\">\n\n  <div id=\"col-678899412\" class=\"col small-12 large-12\"  >\n        <div class=\"col-inner\"    >\n      \n      \n\t<div id=\"text-2167784454\" class=\"text page-title\">\n\t\t\n<h1>Treasury Overview<\/h1>\n\t\t\n<style>\n#text-2167784454 {\n  text-align: center;\n}\n<\/style>\n\t<\/div>\n\t\n    <\/div>\n          <\/div>\n\n  \n<\/div>\n\t\t<\/div>\n\n\t\t\n<style>\n#section_1926199561 {\n  padding-top: 40px;\n  padding-bottom: 40px;\n  min-height: 200px;\n}\n<\/style>\n\t<\/section>\n\t\n\n\t<section class=\"section\" id=\"section_119745944\">\n\t\t<div class=\"section-bg fill\" >\n\t\t\t\t\t\t\t\t\t\n\t\t\t\n\n\t\t<\/div>\n\n\t\t\n\n\t\t<div class=\"section-content relative\">\n\t\t\t\n<div class=\"row align-center\"  id=\"row-1312995692\">\n\n  <div id=\"col-482708995\" class=\"col medium-9 small-12 large-9\"  >\n        <div class=\"col-inner text-center\"    >\n      \n      \n\t<div id=\"text-873590935\" class=\"text\">\n\t\t\n<p><span style=\"font-size: 125%;\">Al Salam Bank is totally committed to putting the Bank\u2019s clients at the heart of everything the Bank does, aiming to deliver long term consistent results that exceed your expectations.<\/p>\n<p><\/span><\/p>\n\t\t\n<style>\n#text-873590935 {\n  text-align: center;\n}\n<\/style>\n\t<\/div>\n\t\n    <\/div>\n          <\/div>\n\n  \n<\/div>\n<div class=\"row\"  id=\"row-1827406486\">\n\n  <div id=\"col-1228113565\" class=\"col small-12 large-12\"  >\n        <div class=\"col-inner\"    >\n      \n      \n<div class=\"container section-title-container\" ><h2 class=\"section-title section-title-normal\"><b aria-hidden=\"true\"><\/b><span class=\"section-title-main\" >Treasury and Capital Market Unit:<\/span><b aria-hidden=\"true\"><\/b><\/h2><\/div>\n\t<div id=\"text-642451754\" class=\"text content-listing\">\n\t\t\n<p>The Treasury and Capital market unit principally coordinates the Bank\u2019s overall regional and international treasury operations, focusing on the following main responsibilities:<\/p>\n<ul>\n<li>Fine tuning the level of liquidity available; providing the necessary funding to the Bank; and adaptation of Shari\u2019a-compliant money markets as deemed necessary to meet the Bank\u2019s and clients\u2019 needs through the use of rigorous and disciplined liquidity management tools.<\/li>\n<li>Deploying the Bank\u2019s liquidity through the best possible risk and return matches available through interbank activities, short term government papers or investment certificates. Further, Treasury invests and manages any cash surpluses with the objective of maintaining the integrity of the principal, while ensuring that invested funds are accessible when needed and provide a return on investment in line with the Bank\u2019s strategy.<\/li>\n<li>Engaging in trading and proprietary book management in the areas of FX, Sukuk, and money markets, to best utilize the Bank\u2019s capital and benefit from market fluctuations, while strictly adhering to the Bank\u2019s risk tolerance and risk management guidelines and policies.<\/li>\n<li>Monitoring market movements and rate fluctuations to provide necessary hedge alternatives to the Asset-Liability Committee (ALCO) and executive management.<\/li>\n<li>Implementing regulatory and Basel committee liquidity ratios and requirements in reflecting the Bank\u2019s liquidity position.<\/li>\n<\/ul>\n\t\t\t<\/div>\n\t\n    <\/div>\n        \n<style>\n#col-1228113565 > .col-inner {\n  padding: 0px 15px 0px 15px;\n}\n@media (min-width:550px) {\n  #col-1228113565 > .col-inner {\n    padding: 0px 40px 0px 40px;\n  }\n}\n<\/style>\n  <\/div>\n\n  \n<\/div>\n<div class=\"row\"  id=\"row-1428454246\">\n\n  <div id=\"col-983454648\" class=\"col small-12 large-12\"  >\n        <div class=\"col-inner\"    >\n      \n      \n<div class=\"container section-title-container\" ><h2 class=\"section-title section-title-normal\"><b aria-hidden=\"true\"><\/b><span class=\"section-title-main\" >Financial Market Services<\/span><b aria-hidden=\"true\"><\/b><\/h2><\/div>\n\t<div id=\"text-2731656208\" class=\"text content-listing\">\n\t\t\n<h4>Treasury main products are:<\/h4>\n<ul>\n<li>Interbank Commodities Murabaha and Wakala tool<\/li>\n<li>Spot and Wa\u2019ad based foreign exchange<\/li>\n<li>Sukuk, REIT, and Equity Securities product<\/li>\n<li>Shari\u2019a-compliant hedging instruments (Profit Rate Swap, Fx Wa\u2019ad, Repo)<\/li>\n<\/ul>\n\t\t\t<\/div>\n\t\n\t<div id=\"text-970085084\" class=\"text content-listing\">\n\t\t\n<h4>Financial Institutions Services:<\/h4>\n<ul>\n<li>Enhancing local, regional and international Financial Institutions coverage, and expanding Al Salam Bank&#8217;s network to sufficiently serve correspondent banking and cash management needs.<\/li>\n<li>Developing key alliances and partnerships with international Financial Institutions to provide the Bank with access to an innovative range of products and services across all major asset classes, and securing money market, FX, and hedging limits for the Treasury unit to efficiently perform its daily activities.<\/li>\n<li>Providing new and innovative alternative funding sources for the Bank through the use of Islamic Repo facilities, committed lines arrangements, and Medium Term Notes (MTN) facilities, if needed.<\/li>\n<li>Providing professional services to all Financial Institutions engaged in business transactions with ASBB and forging new relationships with others.<\/li>\n<\/ul>\n\t\t\t<\/div>\n\t\n    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(max-width: 635px) 100vw, 635px\" \/>\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/a>\t\t\n<style>\n#image_720880064 {\n  width: 92%;\n}\n@media (min-width:550px) {\n  #image_720880064 {\n    width: 32%;\n  }\n}\n<\/style>\n\t<\/div>\n\t\n\n   <div id=\"text-box-786571228\" class=\"text-box banner-layer show-for-small x50 md-x5 lg-x5 y85 md-y50 lg-y50 res-text\">\n                                <div class=\"text-box-content text \">\n              \n              <div class=\"text-inner text-center\">\n                  \n\n\t<div id=\"text-2880545250\" class=\"text\">\n\t\t\n\n<h3>You will find Al Salam branches and ATMs across <span data-text-color=\"secondary\">Bahrain<\/span><\/h3>\n\t\t\n<style>\n#text-2880545250 {\n  text-align: center;\n  color: rgb(119, 119, 119);\n}\n#text-2880545250 > * {\n  color: rgb(119, 119, 119);\n}\n@media (min-width:550px) {\n  #text-2880545250 {\n    text-align: left;\n  }\n}\n<\/style>\n\t<\/div>\n\t\n<a class=\"button secondary is-larger alsalam-btn h5\" >\n\t\t<span>Find a Location near you<\/span>\n\t<\/a>\n\n\n\n              <\/div>\n           <\/div>\n                            \n<style>\n#text-box-786571228 {\n  width: 92%;\n}\n#text-box-786571228 .text-box-content {\n  font-size: 100%;\n}\n@media (min-width:550px) {\n  #text-box-786571228 {\n    width: 60%;\n  }\n}\n<\/style>\n    <\/div>\n \n   <div id=\"text-box-1482614200\" class=\"text-box banner-layer hide-for-small x5 md-x5 lg-x5 y50 md-y50 lg-y50 res-text\">\n                                <div class=\"text-box-content text \">\n              \n              <div class=\"text-inner text-left\">\n                  \n\n\t<div id=\"text-695454000\" class=\"text\">\n\t\t\n\n<h1>You will find Al Salam branches and ATMs across <span data-text-color=\"secondary\">Bahrain<\/span><\/h1>\n\t\t\n<style>\n#text-695454000 {\n  text-align: center;\n  color: rgb(119, 119, 119);\n}\n#text-695454000 > * {\n  color: rgb(119, 119, 119);\n}\n@media (min-width:550px) {\n  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30px;\n}\n<\/style>\n\t<\/section>\n\t\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-blank.php","meta":{"footnotes":""},"class_list":["post-1911","page","type-page","status-publish","hentry"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.alsalambank.com\/en\/wp-json\/wp\/v2\/pages\/1911","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.alsalambank.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.alsalambank.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.alsalambank.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.alsalambank.com\/en\/wp-json\/wp\/v2\/comments?post=1911"}],"version-history":[{"count":5,"href":"https:\/\/www.alsalambank.com\/en\/wp-json\/wp\/v2\/pages\/1911\/revisions"}],"predecessor-version":[{"id":8576,"href":"https:\/\/www.alsalambank.com\/en\/wp-json\/wp\/v2\/pages\/1911\/revisions\/8576"}],"wp:attachment":[{"href":"https:\/\/www.alsalambank.com\/en\/wp-json\/wp\/v2\/media?parent=1911"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}